Living my *best life* with 2018 resolutions

January 1st always comes with a clean slate and the feeling to be your best self and live your best life in the new year.  I don’t usually do resolutions, but I started a fitness *lifestyle* last year and I really want to keep on keeping on with that.  It makes me feel so good to know I’m burning calories, getting faster and building muscles!

Anyway,  I have a few resolutions and goals for 2018 and I’m so excited to share them with you!

Fitness/Health Resolutions

Attend Orangetheory a minimum of three times per week.  This is partially because I want to not just maintain, but keep increasing my fitness level, but it’s also because I want to make sure I’m getting enough bang for my buck out of my bougie gym membership!

Compete in one race or competition per month.  I already completed an indoor triathlon last weekend with my high school girlfriends, so I’m happy to already be done my January competition!  I’ve already signed up for a taco and margarita 5K in May and I’ve organized a list of all my tentative upcoming races, deadlines and prices.  I’m looking to do a few 5Ks, possibly another triathlon (outdoors this time, sprint) and maybe Bike to the Bay in the fall.  I love a good theme, so that’s definitely a way to get me signed up!

Consume alcohol 2 days or less per week.  I feel better when I don’t drink.  I look better when I don’t drink.  It’s somewhat a waste of calories and if I’m working hard in the gym I should be working hard at home too!

Had a great time last weekend at race #1 of 12 in 2018!
Finance Resolutions

Add $5,541 to my emergency fund.  Since I pulled some money from my emergency fund in December to get my pesky student loans completely paid off, the current balance makes me feel very nervous.  I’d like to focus on growing this fund back up to a level where I’m more comfortable.  (I’ve already put some Christmas gift money and my rent money from this month in, so I’m well on my way!)

Have 15+ no spend days per month.  We’re 10 days in to 2018 and I have 8 no spend days so far!  I really feel like I’m killing it in this category.  When I looked back at my spending in 2017 I wasn’t happy with how much was spent in the “Miscellaneous” category, so I’ve broken out a few more categories in my budget (including a health & wellness category for my OTF membership and race registrations).  I definitely have an issue with impulse shopping and I want to find a way to curb that.  Losing a no spend day might give me some motivation.  We’ll see.

Max out Roth IRA.  I have done this every year starting in 2013, so 2018 will be no different.

Max out HSA.  My company has contributed $500 annually to my HSA but that won’t happen starting this year, so I definitely want to make up the difference.  Even with the match, I was only adding about $2,500 per year, and I’d really like to start maxing out at the full $3,450.  This will mean my contribution per pay goes from $80 to about $133.  Tough to swallow, for sure, but without my student loan payment, I should be able to make this work.  (And it’s pre-tax!)  This will start in April when my benefits plan year switches.

Maintain 401k contributions at 8%.  Last year I moved from 6% (gotta get that full match!) to 8%.  While I’d love to increase it again this year, I’m not sure that will be reasonable given my increase to my HSA.  We’ll see how it plays out and maybe reassess in the fall.

Home Resolutions

Clean sink every night.  I used to be right on it with making sure my kitchen was straightened up every morning before I left for work and every night before I went to bed, but I have really found myself letting all of that go.  I’m making it a goal to deal with the sink every single night.  This will include loading/unloading/running the dishwasher, usually a quick wipe down of the stove and counters, and washing/drying/putting away the hand wash only items.

Install trash bag roll holder under the sink.  I haven’t found a convenient place to keep my trash bags, so I think this option will be best.

Build wine fountain for backyard.  I bought this tutorial months ago and have done nothing with it.  In my option it’s money wasted and I really do think the fountain would be a nice addition to my yard, so come spring, I’m going to do it!

Professional Resolutions

Take and pass my PE exam.  I can’t progress to the next level professionally until this is done, so it’s a no-brainer.  I’m planning to prepare over the summer and sit for it in October.

Continue teaching.  This past fall I started teaching a course at the local community college.  It was really fun and I loved it, so I signed on to teach again this spring semester.  I love being busy, I love teaching and I love the little bit of extra money I’m bringing in.

Publish 12 blog posts.  This means I only have to do one per month…which is totally manageable, right?  Already 1/12th of the way there!

Whew!  I thought they were so simple, but when I list them out it seems to be a lot on my plate all at once!  I downloaded the Strides app to my phone so I can track everything that is “trackable” and so far I LOVE it.  For those of us who are very data oriented and visual, it does a great job with showing you progress bars…and where you SHOULD be at this point in the day/week/month, which is super helpful for guilty girls like me!  I definitely recommend it.

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